Private Lending Disclosure

Stonegate Development Private Loans

Stonegate Development Group may offer or facilitate private lending opportunities through its financing division, strategic lending partners, affiliated entities, or approved capital providers (collectively referred to as the “Private Lending Program”).

The information contained on this website is provided solely for informational purposes and shall not constitute a commitment to lend, solicitation of securities, investment recommendation, legal advice, tax advice, financial advice, or guarantee of financing.

No Loan Commitment

Submission of an application, inquiry, consultation request, financial information, or supporting documentation does not create:

A lending relationship
A borrower-lender relationship
A contractual obligation
A financing commitment
A loan approval
A promise to fund

Any financing offered is subject to execution of definitive written agreements signed by authorized representatives of the applicable lending entity.

Subject to Underwriting

All financing programs remain subject to comprehensive review, including but not limited to:

Credit history
Financial capacity
Income verification
Asset verification
Collateral evaluation
Title review
Property appraisal
Construction feasibility
Engineering review
Environmental considerations
Market analysis
Project budget
Regulatory compliance
Anti-money laundering requirements
Identity verification
Fraud prevention procedures

Approval may be granted, denied, modified, suspended, or withdrawn at any time prior to funding.

Interest Rates & Loan Terms

Interest rates, repayment schedules, fees, loan amounts, amortization periods, maturity dates, collateral requirements, reserve requirements, guarantees, and funding structures vary according to individual borrower qualifications and project characteristics.

Nothing contained within this website represents guaranteed financing terms.

Construction Lending

Construction financing may include staged funding through draw schedules.

Disbursements may require:

Municipal inspections
Third-party inspections
Lien waiver documentation
Budget verification
Percentage-of-completion review
Updated title work
Compliance with loan covenants

The Company reserves the right to delay or withhold funding pending satisfactory completion of required conditions.

Independent Financial Advice

Borrowers are strongly encouraged to consult independent:

Attorneys
Certified Public Accountants
Financial advisors
Tax professionals

before entering into any lending agreement.

Stonegate Development Group does not act as a fiduciary or financial advisor unless expressly agreed to in writing.

Equal Opportunity

Where applicable, lending programs are administered in accordance with applicable federal and state laws governing fair lending practices.

Availability of financing may vary by jurisdiction, property type, and applicable legal requirements.

No Investment Offering

Nothing contained within this website constitutes:

An offer to sell securities
An investment solicitation
An offering memorandum
An investment prospectus
A request for investment capital

Any investment opportunities, if offered, shall be governed exclusively by separate written offering documentation.

Limitation of Liability

To the fullest extent permitted by applicable law, Stonegate Development Group, its affiliates, officers, directors, employees, managers, lenders, consultants, successors, assigns, and representatives shall not be liable for any direct, indirect, incidental, consequential, punitive, special, or economic damages arising from:

Financing decisions
Loan denials
Delayed funding
Interest rate changes
Market conditions
Construction delays
Borrower defaults
Regulatory changes
Third-party lender decisions

Reservation of Rights

Stonegate Development Group reserves the absolute right, in its sole discretion and without prior notice, to modify, suspend, discontinue, or withdraw any financing program, lending criteria, underwriting standards, rates, fees, loan products, or eligibility requirements at any time.

Nothing contained within this website shall be construed as limiting any legal rights, remedies, or defenses available to Stonegate Development Group under applicable federal, state, or local law.